Just a Little Extra Effort...

“With just a little extra quality and a little extra effort, this can go a long way toward making our whole coastline more resilient.”

– Commissioner Mike Causey | North Carolina Department of Insurance


Homeowners along the Outer Banks and Barrier Islands (rating territories 110 and 120) whose property is insured by the North Carolina Insurance Underwriting Association (NCIUA) may be eligible for the Strengthen Your Roof program. Eligible policyholders, at any income level, can apply for a grant of up to $6,000 to help defray the costs of a FORTIFIED Roof.

For more information, visit Strengthen Your Roof




NCIUA provides  

GRANTS UP TO $6,000 

for resilient roofing


In North Carolina, some insurers offer


off property owners insurance

Insurance Discounts

Get Savings Based on Your Level of Protection

Homeowners near the North Carolina Coast (rating territories 110, 120, 130, 140 150 and 160) may be eligible for discounts on their homeowners insurance. The amount of the discount is based on the location of your home and the level of FORTIFIED protection you have.

Ask your insurance agent for details.


Best If You Can’t Get FORTIFIED Before the Next Storm

If you are not able to get a FORTIFIED Roof before the next storm comes, make sure your homeowners policy includes a FORTIFIED Endorsement. Offered by several carriers in North Carolina (and provided for free by NCIUA), this extra piece of insurance will pay additional funds to help offset the cost of upgrading to a FORTIFIED Roof, if yours is being replaced due to a covered loss. Cost for the endorsement varies by carrier.

Ask your insurance company for details.

Some insurers in North Carolina will

Pay You to Upgrade to FORTIFIED

if you have an endorsement and have significant roof damage

North Carolina Success Stories



Stay In The Know

Do you want to keep up with the latest resiliency research? Would you like timely tips and reminders to keep your home safe from Mother Nature? Are you interested in the science behind the FORTIFIED standard?  Then sign up for the FORTIFIED Update, today!

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